
PERM & AGENCY LOANS
Our perm and agency loan programs provide our clients with the best long-term rates for their stabilized commercial properties. With lower rates and maximum amortization of up to 35 years, these loans help investors drive down interest costs and increase cash flow!! Some of our perm solutions also provide for interest only payments for up to 10 years!

LOAN OPTIONS & DETAILS
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Fannie Mae
Up to 80% LTV
Up to 75% LTV for Cash-out
Loan Amounts from $750K
Non-Recourse
DSCR Minimum 1.25
5 – 30 Year Terms
Amortization up to 30 Years
Loans are Assumable
680 Minimum Credit Score
Asset Types: Multifamily & Apartments

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Freddie Mac
Up to 80% LTV
Up to 75% LTV for Cash-out
Loan Amounts from $1MM
Non-Recourse
DSCR Minimum 1.20 – 1.25
5 – 30 Year Terms
Amortization up to 30 Years
Interest Only Options Available


CMBS
Up to 75% LTV
Loan Amounts from $2MM
Non-Recourse
DSCR Minimum 1.20 – 1.25
Debt Yield Minimum 8-10%
5 – 30 Year Terms
Amortization up to 30 Years
680 Minimum Credit Score
Asset Types: Multifamily, Apartment buildings, Office buildings, Hotels, Retail, Industrial, and Self-Storage Properties

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Life Company
Up to 75% LTV
Loan Amounts from $2MM
Non-Recourse
DSCR Minimum 1.25
Debt Yield Minimum 8-10%
10 - 25 Year Terms
Amortization up to 25 Years
Asset Types: Apartment buildings, Office buildings, Hotels, Retail and Industrial

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HUD / FHA 223(f)
Up to 83.3% LTV (Market Rate Properties)
Loan Amounts from $1MM
Non-Recourse
DSCR Minimum 1.17 (Market Rate Properties)
Debt Yield Minimum 8-10%
35 Year Term
Amortization up to 35 Years
Asset Types: Multifamily, Apartment buildings, Office buildings, Hotels, Retail, Industrial, and Self-Storage Properties